Hope this is the right spot for this, looking for help. I got fired from a job in December 2018 (sales job, not hitting numbers). I was ashamed of myself and didn’t tell anyone, not even my girlfriend who I own a home with. I worked from home/remote so nothing seemed off when I wasn’t leaving the house. It took some time, but I finally landed a great job that I love that I’ve been at since June 2019. We’ve been looking to refinance as the rates are great right now. When I told our agent I’ve been in my position for 18 months he said he needed 2 years worth of employment history so I gave the name of my previous company. To be clear, they asked for contact info for our current companies, but not my previous one. They’re also going to need 2 years of tax returns. Obviously my 2019 returns were low, but for all they know I got a different position with a raise at the same company (this year I’ll have cleared $100k, but 2019 return was about $46k since it was only half a year). How much do I need to worry about them pulling up my past? Obviously I should’ve told my girlfriend long ago, but I’m past that now unless I expect the agent to stop the process and ask where my returns from my previous employer are etc.
Submitted January 04, 2021 at 08:39PM by scootinby https://ift.tt/3oh1Mwy
