My credit score is currently at 770, and when my balances are 0 it is 800. I recently opened a BofA cash back card in December for the cash back bonus and am taking advantage of the 0% 12 month APR. As a result, my score is a little lower because of my revolving utilization. I have enough money to pay the balance off completely if I needed to, I just don't want to. I'm looking at getting multiple as in at least 2 spend $500, get $150 back credit cards to pay for some skiing season passes I want. Should I hold off on this? My current line of credit is about $6000 I believe. And I currently have 2 credit cards.
Submitted April 09, 2019 at 07:17PM by BrownEyedLab http://bit.ly/2D5g1PA