There are hundreds of budget worksheets online. Download your favorite and start to enter what you know. Now the fun part: go to your banks website and download ALL your transactions from 2018. Load them up into excel /etc and start fine tuning all your entries.
For example , if you guessed $100/mo on electricity, open up your bank and find the twelve months of bill payments and actually do the average. Do the same for gas, water, car insurance , etc and fill the budget sheet back in.
By the end of this you should have a real good idea of a true monthly budget. It can be a real eye opener.
P.s. don’t forget to add yourself a deduct for some savings !
Submitted March 09, 2019 at 11:48PM by KelorgsCronflakes https://ift.tt/2HatzNm
