I acquired a majority of this debt at 21 or 20. Due to my stupid mistakes and my shitty job choice. Would filing for a BK be on my best interest in starting over? I don't plan on getting a house ever (Live in California) and quit frankly I feel like I slaughtered myself financially. (No kids by the way).
Credit Score:
- 450's
Current Annual Gross Income:
- $18,000
Monthly Expenses:
-
Car insurance = 100
-
Phone = 100
-
Rent = 500 (live with parents)
-
Gas = 150
-
Food = 200
Debt:
-
Medical and Dental = 20 - 25K
-
Debit Cards = 1,459
-
Payday Loans = 400
-
Bank Account Overages = 360
-
Car Loan = 1,260
-
Car Insurances = 300
-
Parking Ticket = 300
Asset:
- Personal Vehicle = 5k (only car)
Submitted February 19, 2018 at 08:18AM by 10RndsDown http://ift.tt/2CvK3ss
