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Hi,

25F here who grew up broke. I have a decent income now, taking home roughly 5k a month with around 2k being put into 401k and other stock plans with my employer.

I am really bad at saving, especially as someone that has had to cover all my expenses since I was 19, it has been hard for me.

But I want to start taking things seriously and budgeting more strictly, having a savings fund and putting money in investments so that I can eventually build up enough to buy an apartment in my city (HCOL).

What are some tips you have to develop better spending habits/make smarter investments?



Submitted August 06, 2024 at 02:12AM by Prudent_Technology54 https://ift.tt/wFNU8af

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