I am looking at buying an engagement ring soon and am buying it without any sort of financing. I am not sure which would to be better, buying the ring with my debit card or putting the purchase on my credit card and immediately paying it off for the rewards. My credit limit on my card is 6,700 and in total the ring will be just shy of 5,000 and I currently have a balance of just over 100 on the card. I am leaning towards the credit card but didn’t know how using that much of my available credit would affect my credit score if any even though it will be paid off in time.
Submitted September 14, 2021 at 11:40AM by hecticdolphin69 https://ift.tt/2VGnaSV
