Hello guys, need your advise. I am a new homeowner from Aug 2019, and a few weeks ago I got a letter from Lakeview Loan Servicing that my mortgage has been purchased from my current servicer Caliber, and all of my payments will be taken over on 01/01/2020. I did some google, and found out that transferring of mortgages is common, although it was a two-step process, where my current servicer sends a "goodbye" letter and the new servicer sends a "hello" letter.
I checked all the details to make sure it wasn't fraud, but to the best of my knowledge the address, names, loan amount, interest, co-borrower and breakdown of payments are exact with my current mortgage. So I tried calling my current servicer asking if they did sell my mortgage. The representative replied that no they did not in any way sell my mortgage, as my account is still active, and I get a statement for this month that is due for next year too.
I'm anxious now because my free credit reporting app from Capital One reports that Lakeview has opened an account under my and co-borrower's name. I called Lakeview also and explained the situation and was cocky that they definitely purchased my mortgage and should pay them. I have two statements from two servicing companies right now and I do not know who to pay for next month's due.
Any advice will be appreciated. I intend to file a dispute on Equifax about the opening of my account.
Submitted December 11, 2019 at 05:45PM by rhett21 https://ift.tt/2sm16OE
