Hi - I'm one of the lucky few who had parents willing to pay for my college. They made some payments directly to the college but also took out a loan. I'm not sure the amount, my mother cannot remember and is looking through files today. But we believe it was $20k based on the additional files in my possession. The loan was taken out in my name. Something I wish didn't happen because it screwed up my credit score. My parents paid on time with the loans, but there were numerous issues involving Sallie Mae/Navient stating they didn't receive payment. I graduated May 2012. The last payment was made in Jan 2016 when it was paid in full.
This past tax season I was supposed to get $660 back in taxes. But I got a letter that the money was put towards my debt. I sent multiple letters and admit now I should have done more and just called from the start. I sat down with my mom yesterday and called the treasury. They said I am $41,000 in debt with student loans. Much more than what was taken out. And even if the last payment wasn't made, the statement was for only $8,000.
My mom is home searching through files for the final receipt. They said we need to mail a copy. Which I will do with certified mail and a tracking number. And if everything checks out it will be cleared and I'll get my money.
I don't believe it will be that easy. I hope it is.
Has anyone else had experience with this? I don't know what to do further. I trusted my parents to handle the loans but regret it.
Submitted December 18, 2018 at 12:20PM by marley2012 https://ift.tt/2A56YfT
