We finally reached the 6 months milestone. I've been now playing with laddered, 13-week T-bills for part of the savings given the rates have gone up a fair amount recently (I figure I can chip a fair portion of inflation away doing that).
Well, our back property has a downward slope and we have it terraced to get more yard space (and to garden). Two ~60 foot long, 4 foot high stone walls. The lower wall blew out from hydraulic pressure threatening the upper wall (I tried to build the lower wall myself - big mistake). We were able to get it repaired/rebuilt w/o taking out a loan and by simply using 1 month's worth of the 6 months savings.
In both cases, spending it and now focusing on building it back up, we noticed how little stress we had about it even though it was "a lot" of money. Spending it didn't make us feel like we were risking things financially. And while we're eager to get back to 6 months, 5 months is still quite good and so we're not stressed about saving.
It's a wonderful situation to be in and we're grateful to be here after achieving the goal (knowing that for many this isn't a possibility or may be much harder than it's been for us).
Submitted May 17, 2018 at 11:35AM by Temujin_123 https://ift.tt/2IJQQGi
