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Over the past couple years, my job moved me from a high cost of living city to a low cost of living area. I was able to fully pay off my student loans and amassed $70K in savings during that time period, in addition to my $20K emergency fund and $60K in retirement savings. I'm now back in a high cost of living city (and not saving as much, sigh), but I don't need the $70K any time soon and would like to invest it. I already max out my 401K, Roth IRA, and HSA. I'm considering opening a Vanguard account, but not really sure where to start and, with the markets so high right now, if it makes sense to invest it all now or wait for a downturn. Any tips are greatly appreciated!



Submitted March 18, 2018 at 01:57PM by Dogwood248 http://ift.tt/2FSwWEq

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