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Hey PF!

Making a conscious effort to get ahead on my retirement planning this year. Quick background on my current situation:

1.) $20k in student debt ($12k at 6.8% that I'm trying to attack)

2.) Simple IRA with my current employer (only contributing enough to get the maximum match - so I have more money to put towards my loan)

3.) Roth IRA that I've maxed for the year.

4.) 401k with an oldddd employer that I've been ignoring. Nothing huge, just $4k.

So my question is, what should I do with this old 401k? It's in a target date fund and doing quite well. I'd like to roll it over to my other accounts so I can just have everything in one place. Can I roll it over into my Simple IRA? Is this even possible and/or a good idea? Is there something obvious that I'm not thinking about? Any and all advice is appreciated!

Edit: Formatting.



Submitted December 31, 2017 at 10:25AM by wtfaresunglasses http://ift.tt/2q5SAkX

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