So I made a bad decision when I returned from deployment and got divorced. I bought a new car at 18% apr. (Ex wife ruined my credit.) My question is. Since my current car payment is $589 and I owe $16,038. Should I refinance so I can continue to pay the same amount and pay it off faster, and if so should I go for the longest time possible (72 months)? Or should I just try and make extra payments each month with my current loan?
Edit: I'm just trying to catch up to what my car is worth so that I can trade it in, it has not aged well.
Submitted December 14, 2017 at 01:33AM by Polarbear0007 http://ift.tt/2ksUNRE
