PF,
I have 20% to put down (30k on a 150k loan) without dipping into emergency fund. I have ran the buy vs rent calculator and it is better than renting. So I am seriously looking into buying a home. I have done the basic diligence (lifestyle and financial decision etc).
My question is, how should I go about choosing a lender? Obviously rate and closing costs matter. I am thinking I am just going to do a 30 year fixed. The general thought is ARMs aren't worth it. Right now I am considering, USAA, SoFi, and Quicken Loans. I know a lot of people say credit unions, anywhere to easily find there rates? I have 740+ credit with no DTI issues.
I appreciate the assistance. Let me know if there is anything else you would like to know to better assist.
Thanks
Submitted February 20, 2017 at 05:17PM by Shawnthgreta http://ift.tt/2m5Nnnl
