I've spent some time but I've worked hard to finally get a great paying job, a healthy emergency fund, an account on Ally bank that has 30% of my cash as emergency/saving for a big purchase (house) of immediate money, and the other 70% is in a 12 month CD ladder. I maxed out my 401k contributions and I max out my contributions to a Roth IRA on Vanguard.
I feel set! But I still feel nervous that I could be doing more.
I have some money in a stock portfolio put into 1-5 shares of giants like Amazon, Google, Microsoft, and I play around with $1-$2k of penny stocks (my fun/learning stack that I don't mind losing, try growing).
For slow growth, is it nicer to have a stock portfolio of just picking get/forget stocks like Amazon/Google? Or is it better off in index funds? Am I repeating myself with 401k and Roth IRA contributions and index funds?
I think my childhood and constant thoughts about money has made me anxious about "not doing enough"...
(background: I'm 27 years old and a software engineer)
Submitted June 25, 2020 at 06:52PM by drugsbowed https://ift.tt/2YBdKaa
