Theres just so much to save for and so little money it seems. I have a good job, a good apartment, no hobbies, no real enjoyment so it seems. And thinking about finances seems stressful, especially when comparing. How are these couples my age (mid 20s) always on vacation? How are people buying houses in good neighborhoods?
Its really hard for me to know how much I should be saving. Long term for a house, car, etc .... short term in case of a vet bill, random technology, medium term in having a 10k emergency fund....
And then you add the 401k, do you do Roth 401k vs Roth IRA vs Traditional 401k vs Traditional IRA, do save 20% of your paycheck and then take out 20% of your paycheck for the retirement?
Then comes finance apps that all track eachother. Use digits for ___ , use Mint for ____ but doesnt do _______ , use ____ for high APY savings but use ______ as your credit card...its all a lot.
So many questions and the world of finances and your own finances even more so, seems so daunting. How do you guys get started? How do you have a savings plan?
Submitted August 25, 2019 at 08:58PM by tingstodo https://ift.tt/2La2t8x
