I need 3 more points to not have to do rent verification and whatever else comes along with FHA below 600. Lender advises applying for store card and waiting 2 months for 25 pts increase. It seemed common knowledge to not open new accounts prior to applying for mortgage. Would the increase be worth the wait in regards to potential interest rates?
Submitted October 15, 2018 at 10:44PM by beancounterx https://ift.tt/2yC7792