I have a 99% payment history on my credit report. The 2 late payments (30 days) that are about 1 year old now. I have 198 payments out of 200 payments made on time...how much impact do those have? Mr Cheaply On 10:35 AM No text found Submitted August 27, 2018 at 10:28AM by King_Krouton https://ift.tt/2wsWzrJ