I have a family member that needs a prepaid, reloadable card for her spending and budget habits. I have checked Green Dot, Blue Bird, Walmart Money Card, and others, but I'm having a hard time deciding which one will fit all my needs.
The plan is to load the card every other Friday via ACH (Direct Deposit) from my Credit Union.
Here's what I need
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A low monthly fee (Monthly deposit will range from $850 - $1050)
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The ability to load emergency funds instantly (via debit, written check, or ACH) without going to a third party (CVS, Walgreens, Gas stations, etc..) to purchase a "Money Pack" or some other prepaid. Bonus points if I can do this via mobile app
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The ability for this person to write checks if needed. I know Green Dot has the ability to write checks, but the check has to be authorized via code and the funds are withdrawn immediately
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An app for the user to view their transactions and balances, for free
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An extensive ATM network to withdraw money without additional fees
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The ability to get cashback from a register without fees
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Need to be able to purchase this card today with funds loaded immediately
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Bonus Points If the card adds any type of bonus cashback, additional warranty coverage, etc...
Any help, suggestions, or advice is appreciated!
December 08, 2017 at 10:27AM
