I spent the last 8 years rebuilding my credit so I could hopefully buy a house within the next few years. I didn't have a single negative mark after the final one fell off last year, but I now have a debt collection agency asking for 12k that showed up yesterday.
I thought it would be best to take out a loan and pay it off to repair my credit as quickly as possible, but I'm curious if there is something else I could be doing?
I doubt I'll recover anything through small claims court as my ex has basically skipped town.
Oh yeah, my ex also stuck me with about 6K in credit card debt that I am paying off as quickly as possible as well. My car will be paid off next month so that will free up about $600 a month to throw whichever direction I need to.
Submitted September 26, 2017 at 08:58AM by coleman567 http://ift.tt/2fyhMfz
