Hi,
A little back story, my dad has fucked around on my mom, lied, cheated and hidden things in the past. My mom forgave him and he "rededicated himself to her and god". She loves him, and has always forgiven him, but now it's just too much.
So about three days ago my mother found evidence that my (step)father was trying to contact the woman with whom he has previously had an affair. She found the many searches for this woman’s phone number, address, social media, and so forth on his phone.
She has also found out that he has a secret credit card. It has a 6k limit with a 2.5K balance, last payment made a few weeks ago.
He has always been in charge of finances, he makes over 100K and she, a school teacher now, makes only 28K. My father has always been in charge of the household bills, finances and is basically head of household in that aspect.
My mother has been under the impression that all bills were being paid. They have not.
My mother has a nervous system disorder which landed her in the Mayo Clinic for quite some time, running tests, spinal taps and so on. Recently both were involved in a car accident together. My father has stated that all the medical bills are being taken care of, however after recently checking my mother has found that his medical bills are paid and hers are not.
When my parents met, 16 years ago, my mother was in college. He helped her pay for her doctorate in molecular biology. She went on to work for NCAR, and to publish papers. My father decided it was time for him to pursue his dream and together they moved to florida. My mother could not find any work in Florida in her field and so decided to teach instead.
I bring this up because she has around 120K in student loans, none of which have been paid, and now works in public education. She has been out of the science world for so long she fears she will never find work that will make ends meet.
She has also found out that they have a “joint IRS lean”? I'm probably saying this wrong…so basically again, my dad said he was paying the taxes, he spend a lot of time as a contracted worker, and hasn't paid taxes at all. its 17K in back owed taxes. Again, I'm not familiar with this at all.
They own a sail boat that has both their names on it. She has currently taken up residence on the boat. I have asked her to change her DL and mailing address to the boat.
They do not own a home.
One paid off Explorer, maybe worth 5K
Her Mini Cooper is in my father’s name, not paid for. 17K owed.
Her credit score is now screwed because he has not paid anything in her name. Its maybe in the 400’s She really scared and wont talk with me at length about it.
28K a year.
120K in student debt.
5K in retirement in her name
Father has 401 K unknown amount
around 3K medical debt.
Terrible credit.
Not sure if she can afford a lawyer.
ANY advice would be so helpful. I love my mom, and she doesn't deserve this. I love my pops too…but right now I’m angry and he shouldn't be allowed to get away with this.
EDIT - Contested divorce in state of florida runs 5-20 thousand, which she doesn't have.
She does not qualify for legal aid, she has informed me.
Submitted July 14, 2017 at 01:14PM by Help_mom_out http://ift.tt/2tnyDm6
