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Most of my investment accounts are with Fidelity, so it would be nice to keep them all together. However, the HSA offered through my employer is with Optum.

But I see on Fidelity's website that an HSA is a "product" they offer, so I'm wondering how that works. Is it possible to use Fidelity but still have my employer contribute pre-tax? Or is this option one where I'd have to claim the contributions on my taxes after the fact?

It also mentioned that you can "Transfer some or all of your balance from another HSA or HSAs, as often as you like, to consolidate your accounts." so I'm wondering if this means I can somehow have the Optum account yet have it "funneled" into the Fidelity account?

Or is this all too complicated and I should just stick with what my employer offers?

Thanks!



Submitted November 10, 2024 at 01:56AM by JohnJSal https://ift.tt/CURV5Pn

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