So again my older truck is at the mechanic for what will likely be a 1500$ repair. I need a car since I cant rely on my coworkers forever to give me a ride to work. How much can I realistically afford with my given budget below? I do have a 750ishcredit score. I can obivously ditch the roth for the time being, and I would likely get something that is better on the gas so future gas bill would be about a half.
Savings - 5000
Income pretax - 4800
post tax - 3700
Expenses
rent -1500
Roth IRA - 400
Hobbies (climbing gym membership) - 70
groceries - 350
eating out - 50
gas - 500
car insurance - 110
renters insurance - 20
phone bill - 50
internet - 50
power/water - 250 (will go down in spring when it warms up)
garbage - 20
other purchases (cleaning stuff, home items, clothes etc) - 150
Total spent - 3520
Total costs/income = + 180
Submitted January 28, 2023 at 11:14PM by Equivalent_Current_3 https://ift.tt/sflRUHM
