i had the worst year of my life yet. i dug myself a deep, deep hole that i can't seem to get out of at all.
i'm currently in college and will be taking a semester-leave this spring to fix all my debts and, also, for mental health issues that i'm struggling with currently. also, my parents, who live in another state, aren't really in my life financially and have no means of helping me which i understand.
i have 1.8k total in credit card debt which is currently collecting late payments. i also have 3-months worth of rent that i have yet to pay off with ~2.2k in total. i have no school loans of any kind. and i haven't worked a single job since the spring of 2021. i live in a small college town so it was super hard to find a decent job while going to school. however, when i use to work, it was in a big city near my parents.
i have been dealing with depression for a year now and started drinking occasionally for the first time recently. it led me to get myself in trouble with the law. i got a DUI charge this August which is something that is haunting me inside. however, we plan to get this dropped since i was parked in a gas station, where the cop was, and they never actually saw me driving. i paid all my lawyer fees (2.5k) that's why i'm behind financially in rent and cc bills.
i fucked up my life this year. i was on track to becoming a PhD candidate and now i'm lost. i'm behind financially, i'm in trouble with the law, and my degree is in jeopardy.
i was wondering if anyone has any advice on tackling this amount of debt quickly and efficiently. especially since i don't want to be evicted.
PS: i have finally decided to seek therapy earlier this month. i'm doing a lot better but this is all still lingering in my mind, obviously.
Submitted December 21, 2022 at 04:35PM by Throwwawyyyyyyy222 https://ift.tt/uML01or
