I'm 29 years old and turning 30 later this year. I'm a superintendent for a large construction management company with a couple of expensive hobbies (flying and skydiving), but making sure that I put money away for when I'm old and crippled. My current gross is $127,000/yr (base salary + travelers compensation) with a take home of roughly $70k after pre-tax deductions (401k & HSA) and taxes (0 withholding). I have approximately $110k in my company traditional 401k which I contribute $14,200 (15% of base) a year with a 4% employer match. I've got $4,400 in my HSA, of which $3,400 is in an "investment account" earning shit and I contribute $1,000/yr to the general account. Lastly, I've got roughly $11,000 in savings.
I've got zero credit card debt (pay it off every month or two), zero student loans (paid those off ASAP), one car loan of $6,600 @ 1.49%, and an airplane loan of $35,000 @ 3.49%. Both loan repayments are ahead of schedule and I currently pay off the car loan at a rate of $600/mo and the airplane loan at $750/mo. I don't plan on buying a house in the future because I move around every 2 years or so for work. I'm not a "save every dime I make" person and don't plan on retiring super early.
With all that out on the table, what recommendations would PF make for me?
Submitted April 06, 2017 at 08:28AM by SwoopnBuffalo http://ift.tt/2o148RQ
