I feel like an idiot. My old car was about to hit the mileage where the warranty expired, and the dealership knew. I was talked into trading it in for a new car. I believe some of the old car payment was tacked onto my new one, but I am an idiot and salesmen are scum and my new car payment was double my old one. I explained that this was absolutely out of my budget, but the salesman said to come back in 2-3 months and he would work it out or lower it somehow. I agreed. I gave it the few months, which were excruciating financially. Of course this guy didn't work there anymore. I'm now stuck with a car payment that is so high that I couldn't even trade it back in if I wanted to, the financial stress it has put on me has limited my ability to pay my other bills on time and pay down my one credit card, and now my credit score has dropped immensely (I believe over 100 points) since purchase. This car has caused a domino effect of destroying my life. I am trapped. I cannot qualify for any sort of refinancing now that my credit has been annihilated, and any credit repair suggestions or debt consolidation seems to be out of reach in my budget after some desperate research. This is putting me into the worst depression of my life. I'm not sure how to get out of this. I feel like I ruined my life.
Submitted April 04, 2022 at 12:35AM by drjewlittle https://ift.tt/Dxwfm36
