Is it ever tax inefficient to use tax advantaged accounts over a brokerage? For example, if I'm a low income earners now and invest in my company's 401k (after match), but may be in a very high tax bracket after I retire, could I have been better off investing in a regular brokerage? Is the tax free growth all that favorable that it would offset the fact that I'm paying higher tax when I withdraw? I'm not exactly sure how to do that math. Thanks!
Edit: It's really more of a theoretical question than a practical one because I'm already in a relatively high bracket. I was really wondering about past contributions. Disregarding the match, can it be tax inefficient to contribute to a traditional 401k?
Submitted June 23, 2021 at 06:33AM by undefined_reference https://ift.tt/3j5bcLX
