I'm pretty bad at budgeting and I've tried for years to stick to a decent plan without a lot of success. I struggle with mood dysregulation and impulse control so I'm looking for a type of financial service that will allow me to release funds periodically, as if I'm paying myself monthly, rather than having a savings account which I can raid with impunity as is the case now.
It would look something like this:
- I place a certain amount of money in this account. The money will not be accessible to me no matter what I say or do until after a certain amount of time has passed (say 6 months).
- During each of those 6 months, a pre-determined portion of that money becomes available for use, while the rest remains locked away. That way, even if I do overspend, the damage remains minimal.
Are there any good options for this sort of thing? Hopefully something reasonably affordable.
Thanks in advance for any suggestions.
Submitted May 02, 2021 at 01:47AM by d123s404 https://ift.tt/3tdltXT
