After a bout with Credit ignorance when I was younger my Wife and I have been engaged in the tireless trial of repairing our Credit Reports. We both were at one time sitting at an average FICO of roughly 510 between the both of us and after about 2 years through PFDs and PIFs we are both averaging somewhere around 720 - 730 respectively depending on when our CCs report to the CRAs. Needless to say we are good now, not just financially, but we have the necessary education to make sure we never hit that rough spot again (Early 20's, and never bothered to get educated on the "in's and out's of finance". Been maxing out my Roth for 2 years now, and making substantial headway on my TSP as well. I attribute this subreddit and r/personalfinance for a lot of the education we've received on this. Here's my question, I've got a fair number of Cash Back Rewards cards, some were starter cards, and I am trying to figure out which ones to use as my primary to ensure I am getting the most out of my rewards (we pay our balances in full once the statement hits, no more carrying balances, they all are zeroed out after the statement)
USAA AMEX Cash Rewards Plus USAA Visa Preferred Cash AMEX Blue Cash Everyday Chase Freedom Military STAR (not the MC) Capital One Quicksilver One
Both the STAR and Quicksilver were used to jumpstart the repair to our Credit Scores.
Just like looking for some insight, thanks everyone!
Submitted February 05, 2017 at 11:36AM by guapogordo10 http://ift.tt/2kCjOvS
