Due to having to support my own university tuition and most of my living expenses the past 10 years, I have had to work full-time and I’ve taken out more than five credit cards that I have now fully used up
I am about to start working January at 60 K per year job. I would like to get advice about how to best tackle the amount of debt that I have.
Student loans: $13k~ ER visit medical debt: $7k~ (after insurance paid more than $10k) Credit #1: $4.4k~ (zero interest rate for agreeing with company to set up monthly payment plan of $100~ Credit card 2: just got sent to collections for $3.8k~ Credit card 3: $4.8k~ (26% apr) Credit card 4: $900~ (26%) Credit card 5: $600 ~ (30%)
Current weekly income until mid January is $450. After that, expecting a $60k year offered job to begin.
Expenses: $70 phone bill $45 internet bill
$1000 onhand in savings for a car.
540 credit score
Bonus question for you who work in finance/accounting:
Will my horrid credit score affect my chances of passing a Background check for the financial or professional services firm?
Submitted December 12, 2020 at 01:48PM by Glad-Gas-5246 https://ift.tt/3oMslK8
