So I just got hit with some charges on my Chase Freedom credit card. I'm not exactly sure how since the card was in my possession the whole time, and I generally cover my tracks online pretty well. It may have been because I bought somethings from a non-established e-tailer but it was still a "name brand" e-tailer.
Anyway, fortunately my card only got scammed a couple hundred in Target gift cards. I locked my card immediately and called Chase and they said they'll take care of it, I don't have to pay a thing, and my credit score won't be affected since a lot of people get hacked and it's totally out of their control.
End of story right? No.
A few days later I receive a package in my mail from Target, with my name on it. I don't shop at Target so idk why there's a package to me from them. I open the package up and there's a $100 giftcard for me. Wtf? The only conclusion is that whoever stole my credit card info decided to buy me a nice present of a $100 Target gift card. Why would a thief do that?
Now since I'm an ethical person so I am not going to spend that $100. So I called Chase and told them the situation. They told me since the fraud charges are already settled in my favor they aren't gonna do a thing, it's case closed. So should I go to Target and try to return this gift card to them? I feel like if I just shred the GC it's effectively the same but idk. Has anyone experienced this before?
Submitted January 24, 2020 at 09:23PM by Bu11ism https://ift.tt/30QaLdg
