Currently I’m 23 with no debt making a lot more than I thought I would right out of school. I have about 40k between mutual funds and a money market account. 15% to a 401k maximizing my employer match. 10% to an ESPP. Everything else to my money market. I’m pretty frugal so I do well saving, but thinking about what’s coming up is really freaking me out.
There’s a lot of big ticket items coming up and I’m not sure how I should think about saving for them. Grad school- 80k+. Down payment for median home price in my area- 65k. Wedding/Kids- lots of moneys. Do I set aside money for each? Do I save for one at a time? What do I prioritize saving for? Do I just keep blowing through my savings at each event? Hopefully, I’ll have a partner in some of this stuff, but I don’t want to rely on it.
Submitted March 06, 2019 at 07:16AM by boydcrowdersteeths https://ift.tt/2SLUG2A
