I tried to keep this brief but I failed. Grew up in a low income family, took on a loan for post secondary, lived at home but gave a lot of the income I made to my family to help them out and tried to give back. Among other things, I was foolish and thought I could pay the loan, help my parents, and live my life at the same time. Big mistake, I know. I’m already kicking myself for not realizing the hole I was digging. I get paid biweekly, and my family would get 80% of that first paycheck. I thought I could handle it. Spent the last 11 years doing that until I realized the amount of rent and all that help wasn’t helping me at all. I moved out, but damage is done. Missed and was late on some payments, and now minimum payment is $890. I have two credit cards. 6K with the $890 minimum, and a 2K one with $100 minimum. I don’t use the cards, I only go out once a week, and I haven’t had a haircut in four months. I pack my lunch for work. I am really trying. But it’s not working. Some debt consolidation companies have said to just stop trying to pay because it’s hopeless.I don’t know what to do. The debt is “not much”, but the minimum payment and interest is killing me. TL;DR - I got into debt while trying to be helpful but was stupid and my minimum cc payment is huge
Submitted February 27, 2019 at 02:16AM by misstenthletter https://ift.tt/2UawrNc
