So I bought a new car with a 4.0% interest rate for 60 months. Dealership calls me up and says they want to give me a lower interest rate of 3.8%, I figure something seems fishy so I request they send me a picture of the total financed section of their new contract and all the initial details are exactly the same but with 4.0% interest rate changed to 3.8%. Same length (60 months), same down payment, same total financed, and obviously a negligible decrease in monthly payment (I knew it wouldn't change it by much). Also the expected total cost after the 60 months did drop a couple of hundred dollars. I bought this car 4 weeks ago (dont drive much on my commute, hence the longevity of the gas tank) my first payment is barely coming in.
So I was planning on going to the dealership anyway because part of my purchase agreement with the sales manager was that I get my tank filled up after the initial tank of gas I drove out with neared empty, along with a complementary detail (wash and internal cleaning) of the car when I came back to get the free fill up.
Signed the papers for the lower interest and went about my day. But it's been nagging me so I'm just trying to make sure I didn't miss anything...
Submitted January 05, 2019 at 03:34AM by cesarmac http://bit.ly/2C0buwD