Opened my mail this past Saturday and found a letter addressed for me from a credit union in my city, I have no account at. It had my name, my current address, and apparently an Experian report with it. It claimed that I requested a $12,000 dollar loan which I did not. The only good part is that the loan was declined, because I have short credit history.
I can't call the credit union till Monday morning to find out what is going on. Should I call Experian and let them know that some credit fraud might be going on? Will this hurt my credit? My friends are telling me to just wait till Monday and speak to a loan officer at the credit union.
Any advice is appreciated! I don't want my identity to be stolen.
Submitted April 07, 2019 at 09:40AM by SethTizzy http://bit.ly/2uSzPB7
