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Skippable background: I maxed out my Roth IRA and I have no other tax efficient accounts. I'm 22 and have a job lined up for after I graduate from college in a year. I'm already 75/25 stocks to bonds. My savings can get me through the next two years.

So the question: I have another 15k that I'm sure I won't need for two years, and I probably won't need it for even longer than that. How do I invest it? I initially thought I'd put it into a CD for a 2.3% yield with Ally. But inflation makes the real yield tiny. So is there a better option for a taxable account?



Submitted July 21, 2018 at 09:40PM by lasim https://ift.tt/2JJ3lhG

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