We weren't broken up at the time. We had been together for years and were getting married the following summer...until he cheated. Since we had the house over our heads, we tried to work it out, and I supported him through some really rough months. He then decided he wasn't in love with me and didn't know if he ever was. We are only a couple of years into owning the house and have built up pretty much zero equity. I realize that I made a ton of mistakes, but I am trying to get through this with the least amount of pain.
Here's the problem: he's still on the mortgage, and I have no idea what to do. I looked into refinancing, but rates are higher than when we bought. With fees and interest,it would add $30,000 on to what I'm paying. I looked into assuming the loan, which I did qualify for, but they are charging $11,000 in fees, which I do not have. I contacted a realtor about selling the house, which I absolutely do not want to do (I have put an immense amount of work into the upkeep of the house after a few issues came up), but they said that I would lose a ton of money at this point (around $20,000). As far as renting goes, I do not have the finances available to get it into rental quality. I also have a job that prevent me from having the time or money to deal with having renters.
I'm feeling pretty trapped. I don't really have the money to stay or go, and my ex is not helpful in this situation at all. He does not have any money or effort to contribute. I'm hoping someone out there can spot a way that I can get through this somewhat intact.
Submitted July 24, 2018 at 12:30PM by SoloVowofStupidity https://ift.tt/2Lk8qTw
