My company is offering a HDHP for the first time this year. They will be contributing $1,500/year. They are pairing with a bank that does not offer any investment options for the HSA. So I have a couple questions:
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Is it possible to open another HSA with better investment options and transfer this $1,500 every year?
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If so, do you have a HSA that you recommend? I haven’t been able to find too many options. I’d like to put it all in a target date index fund, or something equally low maintenance.
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I want to put as much into my HSA as possible. Does that company paid $1,500 add to my max contribution so I can only add $1,950, or could I contribute another $3,450 on top of the $1,500 for 2018.
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How should I pay for medical expenses? Should I pay out of pocket if possible and never touch the HSA?
Submitted June 15, 2018 at 08:21AM by Cpt_Awesome11 https://ift.tt/2JW44jG
