I suck at budgeting and tracking every penny. I have 2 jobs and put 30% of whatever I make in ally bank because I don’t trust myself with money in my checking account. I can pay all my living expenses after that 30% saving.
Don’t have much in retirement (401k only) which I make my employer match. Second job is cash. I’m 29 and make ~ $3700/month net if that makes a difference
Do I really need to budget? Based on what I’m reading on this sub I feel really bad eating out or buying drinks, I don’t feel responsible.
Submitted January 07, 2018 at 03:35PM by functionalpeanut1 http://ift.tt/2D4SiOp
