I’ve been using this sub for a while - got out of debt, improved my credit, built a little cushion and bought a house using a USDA rural housing loan with 3.5% interest and no money down.
My car is a beater - reliable as hell, but still a beater - and I’ve been hoping to get it to last until I’ve had the house for about a year while I get myself some things for the house and get over the anxiety of spending $175k.
But, I hit a patch of black ice yesterday, spun out, almost flipped my car and landed in a ditch.
I’m going to need to get a “new” car. Keep in mind, I only have liability on the car since it’s literally worth less than the deductible.
I’ve been beating myself up about it, and very concerned about depleting my savings account, and woe is me.....
Except, that’s why I have a savings account. And I don’t need to finance something and increase my insurance to include comprehensive, and struggle to make ends meet every month.
So, thanks PF!
Submitted January 18, 2018 at 04:37PM by Foibles5318 http://ift.tt/2DhhUXj
