I am currently around 35k in credit card debt, two years ago I lost my job and lived off credit cards because I was too stubborn to fall back on parents. My credit score is horrible because I completely stopped paying my credit cards and I recently had my car repossessed.
Fast forward to today I got myself a decent job, take home is 3,600 a month and finally decided to go live with parents for a while to fix my current situation.
Would you guys advice I file for bankruptcy? The total amount is divided among 7 credit cards. I plan on buying land (owner financed) to place a used mobile home within the next year because of the pregnancy and need for privacy.
Thank you in advance.
Submitted December 25, 2017 at 03:23AM by luis-cardano http://ift.tt/2kV2AIP
