It breaks my heart to type about this, but I have to vent. My wife and I got incredible news a month ago; we're pregnant! About a year ago, we dealt with a hard situation. We had to file a police report because her parents had opened a Direct TV account in her name, ran up about a thousand dollars, then stopped paying it. We got it eliminated from her credit.
About 6 months ago we paid off our student loans about 2 years after I graduated (yay!) and I even cleaned up a legitimate collection she had for a bank account that she forgot about (200 bucks overdrawn from auto drafts about 7 years ago). Now my credit is perfect and hers is blank. We are planning on buying a house in 6 months.
She got a call from her mother today saying that they opened an account with Dish Network in my wife's name. They instantly regretted signing the 2 year contract because they discovered that they could just split the cable bill with her brother and log into sports on the Roku app. There is a very high likelihood that they wont pay it for long. If I let this go, it could absolutely affect our ability to close on our dream house. I refuse to do that.
Obviously I want to do the same thing again. I want to call Dish Network right now before the service even starts and cancel it by saying they don't have her signature and it is open fraudulently BUT she is trying to stop me from doing that! Her dad never found out that we filed a police report before since we found the fraudulent account way after it had been cancelled. This will be a direct approach compared to last time. Now she is crying and breaking down because I want to call, and I fear that the stress will cause a miscarriage or something. Things were going so perfectly until her parents decided that they were going to be pieces of filth and open this account... I am livid.
The kicker is that we're supposed to go visit them this weekend to do some holiday shopping. My wife expects me to ignore that this is happening and let it go. I know they won't shun her forever like she thinks because they want to see their grandchild, but at this point I am having trouble caring if I completely cut off ties with them forever. To me it's the same as if they came in and stole our TV then called and let her know about it as a courtesy. It's much different when you're actually in the situation with her personality type. I just don't see why you would associate with someone that STEALS from you consistently.
She swears up and down that she locked her credit, but I guess it was unsuccessful.
Submitted November 21, 2017 at 04:25PM by compound-interest http://ift.tt/2zXqnk2
