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US citizen, 28 years old with about $80k in debt (student loans and poor choices made ten years ago). I want/need to get it paid down or paid off to improve my credit which is pretty much destroyed. I'm engaged with and have a special needs child so I am the only one working at this time. I make about $60k/year and just need some advice on where to start with this mountain of debt. Any help is appreciated.

Also this is my first Reddit post so I hope I did it right lol

EDIT: Here's a quick approximate breakdown $30k in student loans $30k in car reposession $20k in medical bills

My income is right around $60k annually, my fiancee and I have 2 credit cards (she had them before we got together) that we have been making payments on.



Submitted August 03, 2017 at 07:44AM by ecjackal07 http://ift.tt/2wa3V2A

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