I am literally not going to touch the money for 30 years and I have access to Admiral shares thru vanguard. Is there a reason I shouldn't be 100% in stocks, like:
58% VTSAX 0.04% ER
42% VTIAX 0.11% ER
or 100% VTSAX
If I am not going to touch it for literally 30 years, why do I need safety with bonds instead of riding the wave of the market and buying more shares when it eventually bottoms out? Or should I wait for the downward trend and THEN do this type of conversion?
I have $55k in a 403b, I guess the same question applies to that....thanks
Submitted July 24, 2017 at 02:07AM by MyDadIsTheMan http://ift.tt/2uO155G
