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If you can't tell, I'm new to investing and am just flirting with this idea. I used the search function and see that this question has been asked twice before with the consensus being NOT to invest the money, which frankly I don't understand. It seems like a win in the long term, as I've found the consensus on this sub to be that given enough time, index mutual funds reliably produce returns. I'll be given 5 years to pay off the loan, but already have a decent amount of savings and could do so in 18-24 months. If I invest that money and let it grow for decades, can't I expect >3% return? If that's the case, wouldn't this just be "free" money? I appreciate if someone could explain to me why this is/isn't a good idea.



Submitted June 20, 2017 at 06:38PM by Nixons_BACK http://ift.tt/2sNuwTT

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