I'm not sure if I'm formatting right or anything, I've been overthinking and about how I'm so far behind compared to people my age and now I'm scatter brained as fuck, forgive the messiness of this post.
Like I said I'm 26/m, I make $13 an hour and the only real thing I have going for me is my father taught me at a young age that credit is everything. I have a credit score above 800.
I still live at home and have less than $800 in my bank account.
I'm bad at saving, please help.
My monthly payments are $200 for a laptop for about the next 3 months
$170 for my car, not sure how much longer, couple years if I had to guess.
And that's it. I smoke a pack a day and am trying to quit to save more money.
I eat fast food too much, what can I do that's quick and easy to substitute this? I'm always in a rush so I don't have the time.
I feel like I've wasted my life so far and that I have accomplished nothing, which seems true. I need this subs help to get my shit together before I go insane.
I would like to point out, I was a hardcore drug addict for about 4 years of my life and that's most likely what set me back, but I've been clean 4 years.
Once I became clean my money spending habits just went towards other things. Now I'm trying to control it all. Sorry for this insanely scattered post.
Submitted June 20, 2017 at 06:04PM by CyanidePwN http://ift.tt/2sNE0ys
