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This week our house was hit by lightning during a thunderstorm. We lost every piece of electronics, most of our appliances, and much of our lighting, and internal wiring. I have home owners insurance with a $1500 deductible, but while they drag their feet I have been starting to restore my house. Between a new garage door opener/installation, electricians/electrical work, and starting to replace appliances and electronics, I have already spent around $5000 out of pocket. I will get some of that refunded once my insurance claim is processed, but if I did not have the money to start the repairs/replacement I am not sure what my family would have done. I can not put into words how stressful this has been for my family (we have 2 young kids), but knowing money is not an issue thanks to my emergency fund, that has allowed us to sleep at night.



Submitted May 20, 2017 at 09:46AM by jericko http://ift.tt/2q6EM4B

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