My lease is ending soon ($336/mo) and I don't want to lease anymore. I found a used car that I really want for $15k (only 5 years old with 26k miles). I have $13k in savings. I have 18 month 0% interest offers for up to $8k from my credit card that I could use towards the car. I have used such 0% offers a few times before, and have always paid them back on time (I'm responsible with credit, I always pay off credit balance before any interest can accrue). Should I put down $10k and use a 0% offer for the remaining $5k? Or should I finance it entirely? I've never bought a used car from a dealership before, so I don't know what kind of interest rate I could get. My credit score is over 800. What would you suggest? Thanks!
Submitted April 15, 2017 at 12:27PM by maretchek182 http://ift.tt/2oyenNQ
