I moved to the US at 14 from a 3rd world country. I never had any education regarding finances here, so I have made horrible choices that were partly influenced by poor mental health and plans of suicide.
I live alone in a college city and I'm on my last semester without an immediate job prospect in my field. My mom had helped me with everything up until last year, when she lost her job. It's been difficult for her to find a job because she is a single mom (sister is 12) and does not speak English.
As of now I have 2 maxed out credit cards that I cannot pay. One is for $6000, the other for $1500. I made horrible decisions and completely blew the money when I had a plan to commit suicide last year, but I've been getting mental health services at my university and making great progress. Now I'm left with this mess that I can't even fathom how to get out of. Part of this money went into supporting my ex-girlfriend for a year, with the promise of paying me back, but once the relationship ended she told me to my face that she had no intentions of doing so.
I have medical bills from self-harm incidents where my ex-girlfriend took me to the ER even though I have no insurance ($150).
I haven't been able to pay my electric bill for three months ($300). And struggle to gather money to pay my rent since I had to move out of the place I shared with my ex. \
I also have about $50,000 in student loans.
I am honestly in a point where I just don't know what to do and I'm falling back into self-destructive behavior. I am ashamed of my decisions and feel guilty for putting this pressure on my mom and I honestly don't know how to manage this stress.
Any advice that could help me piece my life back together would be appreciated.
Submitted March 18, 2017 at 04:15PM by Golondrinas http://ift.tt/2nQKmap
