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Hello all, I have just opened up my first credit card with Discover, account number 324135324643...Just kidding not that naïve, but I do need some advice. Over my last two statements due to the low credit limit of the card, I have incurred a balance of 50% of the limit ever since I've had it. I pay it off in full every month but is it still bad habit to do this? Thanks in advance



Submitted February 20, 2017 at 04:22PM by moistblueberrymuffin http://ift.tt/2l13O3p

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