Unemployed for a bit, this lead to me blowing through savings and I ruined my credit. I am 33, with a very low credit score due to charging. There are numerous charged off bad debts on my credit report. I've recently been sued twice for credit card debt. Recently in collections for hospital bills. On top of this, I owe money towards student loans for a degree I didn't get. Currently I have zero savings, and I'm living on unemployment. How do I get out of this hole. Due to the law suits on my record, I fear I will not be able to find another job when they run a credit check. Sitting here now trying to figure out exactly how much I owe. Also do I need to pay off past charged off debt? Should I try to settle the civil judgement despite it being closed?
Currently, I'm back in community college, and planning to go to a four year. I hope this isn't a bad idea financially given my situation.
Edit:
15K in student debt.
Submitted July 15, 2023 at 10:31PM by [deleted] https://ift.tt/klLcUsO
